Best credit repair software reviews
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Reviews of the best professional Credit Repair Software

If you’re starting a credit repair business, you may want to consider getting some good quality software. These are our credit repair software reviews of both the good and bad of the credit repair software that is available out there. One of the advantages of using software is that you can manage all of your customers in one place and increase productivity to help you scale your business quicker.

  • Our #1 choice for credit repair software

  • Plan rates range from $179/month to $599/month

  • Everything you need to start your home-based credit repair business

  • Easy-to-use software that helps you to grow your credit repair business

  • Ability to import credit reports and generate credit audits in just one click

  • You own the data you input into the software

  • 800-944-1838

Image of the Credit Repair Cloud website stating that it is a software that makes it easy to run grow and launch a profitable credit repair business
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Credit Repair Cloud Review

This is by far not only the best software but also the best company

When we do our reviews, we always make it a point to contact customer support. The  Credit Repair Cloud™  support team got back to us immediately on four or five different questions. They really care about their clients and want them to succeed. And that is by far the most important variable when choosing software in the cloud.

One of the best customer relationship management tools out there

Credit Repair Cloud is the best overall credit repair software because of all of its features

Credit Repair Cloud™ has everything that you need to create a credit repair business from home. They offer a 30-day unlimited-use free trial to get acquainted with their easy-to-use dashboard. With this credit repair business software, you can attract potential clients with free tools for marketing, get a free website for your business, and get all the free support and training that you need.

With this software, you will be able to automatically import your client’s credit reports, set up automated billing, manage your brand, capture leads, and so much more.

Easy to use software

This software is also very easy to launch. The Credit Repair Cloud software will walk you through what you need to know to place disputes on behalf of your clients. You can create dispute letters in just seconds.

Best support in the industry

Vector image of a customer support representative on the phone with a client troubleshooting his credit repair software issues

If you need support for one of your clients or for your software, you can be assured that the Credit Repair Cloud team will be nearby. This company takes pride in its mentorship with its clients. The learning experience growth never really ends when you are a Credit Repair Cloud customer.

 With Credit Repair Cloud, you can easily manage your brand and create a robust website. If these are things that you will need help with when it comes to your credit repair business, you’ll surely want to start a free trial of the Credit Repair Cloud software. Be assured that you will get great support from their experts. This can be hard to find with other software.

There are 4 different plans that you can choose from

Cost

Option 1 – Free 30 Day Trial

Try the Credit Repair Cloud software for free for 30 days

Try the software for free for 30 days.

Give it an extensive test run.

There is no Initial charge for you to just try the software

>>>> Sign up for their 30-day unlimited use trial <<<<<

After your free trial, the Credit Repair Cloud pricing starts at just $179 per month.

Option 2 – Take the Free Credit Repair Cloud Training

Credit Repair Cloud Free Training

This is a great option if you are still on the fence or if you just want to see if starting a credit repair business is for you.

There is no obligation to purchase when you take the free training.

>>>>> Sign up for their free online training webinar <<<<<

Option 3 – Purchase The 4-week extensive Credit Repair Cloud Masterclass 

The Credit Repair 4 week build your business masterclass

The cost for the six-week training is $997. This includes free use of the software for 6 months, all of the training, and live coaching.

There is a 30-day money-back guarantee for the Masterclass.

This is an optional all-in-one training package for you to get started in your credit repair business quickly. This mentorship comes with live coaching calls with experts on their team. There is a special onboarding fee for this class, but it is well worth it.

For the regular subscription, there is a 30-day free trial. Then after that, the credit repair cloud entry-level is $179 a month. But let’s assume that you decide to go forward after the 30 days. So after six months, you would have invested $1074.

The 6 week-masterclass, which can put you on a fast track to success costs less at $997 and you get full access to the software for the first 6 months.

With the first option of paying monthly, you’re on your own. You do get some basic training and the use of the software.

But if you invest in the master class, you get full access to the software for six months and you get full business training. We absolutely recommend this mentorship for people that do not have much experience in either credit repair or running a business.

Disclosure: We are an independent Credit Repair Cloud™ Affiliate, not an employee. We may receive referral payments from Credit Repair Cloud™. The opinions expressed here are our own and are not official statements of Credit Repair Cloud™.

>>>> Sign up for the 4-week Masterclass training <<<<<

Or see our full in-depth review of everything that is included with the Masterclass including a full breakdown of the 4-week curriculum.

Option 4 – The Credit Hero Challenge

There is a one-time payment of $47 to join the 14 day Credit Repair Challenge.

You will get four workbooks in the mail and a certificate of completion when you finish the course.

The training focuses on getting your business up and running within days.

>>>>> Sign up for the 14 day Credit Hero Challenge <<<<<

Normal monthly pricing

The use of the software is just $179 per month

They do have advanced scaled packages that run up to $599 per month

Still not sure and want to learn more?

See our full review of the Credit Repair Cloud Masterclass.

The class is very well worth it if you are onboarding as a  new credit repair business owner.

We wish you luck in your new endeavor as a business owner!

  • For the price and value, this is our #2 choice

  • $39 per month for individuals – $99 for businesses

  • Add unlimited team members with business account

  • Advanced dispute strategies

  • Bulk generate letters and print letters

  • Custom letter templates

  • E-contracts available

  • Easy-to-use software automated software

  • Client portal

  • Helps you run your business more efficiently

Dispute Bee Professional Credit Repair Software
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Dispute Bee Review

Walks you through the dispute process

If you working on opening up your own credit repair business, you are going to need software that will be reliable, time-saving, automated, and cutting edge. Dispute Bee software gives you all of this and much more. This credit repair software walks you through the creation of dispute letters that you can immediately send to the creditors, banks, lenders, credit bureaus collection agencies, and credit bureaus.

Easy to use

It is very easy to use. Any time that you need to remove negative items from one of your client’s credit reports, you can place the disputes with this software. When you start with a new client, you can use this credit repair software to import their credit reports. As you dispute collections or accounts and clear things from the credit reports, you can track the progress for each of your clients.

Get organized and stay organized

The Dispute Bee credit repair software allows you, as the business owner, to stay organized. You will be able to manage multiple clients with the software and each of your team members can access the software at any time. Are you ready to start adding to your client base?

Some awesome additional features

This software scales with your business right away as it gives you the ability to add unlimited team members and unlimited clients. You get educational material and dispute letter templates. It comes with some really cool advanced dispute strategies which could give you the edge over your competition, and lastly, the price is extremely reasonable at $99 per month.

Read our review of DisputeBee

See our in-depth review of the DisputeBee software.

Get started today

This credit repair software is top of the line and automated. Let Dispute bee work for you.

  • Plans range from $99 a month to $199

  • 30-day free trial

  • Free guide on how to create a credit repair business

  • Client lead forms

  • Digital signatures and auto dispute sending

  • Import credit reports: analyze and track quickly

  • Auto dispute sending

  • Manual letters

  • Realtime notifications

  • Ability to send out bulk emails

Image the Start a Credit Repair Business website with a heading that says start a credit repair business and showing a couple of computer screen icons on a blue background
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Startup Credit Repair Business Review

You can run your very own credit repair business by getting a plan with Startup Credit Repair Business. They have some really great training videos and reading material on this software. Once you sign up, you can jump into action and test drive the software for free for 30 days. No credit card is needed! They also have a free step-by-step guide on how to create, run and grow your credit repair business.

Realy fast-tracking management

You will be able to track client leads, get digital signatures from clients, and import their credit reports quickly. As a credit repair business owner, you will want to quickly analyze your client’s credit report and figure out which disputes to make. With this software, you are able to do that.

Automation at your fingertips

Want to automate the disputes you send out? You can do that, as well. From there, you can get real-time notifications when receiving information from bureaus, creditors, and your clients.

Invoicing built into the software

There is even an invoice system, so you can easily get paid by your clients.

Great Cuscustomer support

Customer support is available 7 days a week. There are many easy-to-understand training videos and you can even get a FREE live 30-minute walkthrough of the software with one of their credit repair professionals.

Try a 30-day free trial

If you want a better way to run your credit repair business, you should get signed up for an account with Startup Credit Repair Business today.

  • # 4 pick for an affordable self-directed approach

  • Get credit and finance bonus materials worth $321

  • 100% money-back guarantee

  • Costs just $97

  • Simple-to-use program & Step-by-step instructions

  • Automated dispute tracker system

  • No extra charge for your family or friends

  • Lifetime access

  • Automatic free upgrades for life

  • No computer skills required to use this program

Credit Repair Magic software to help consumers to restore their credit quickly
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Credit Repair Magic Review

This program was not meant to scale a large business but it most certainly can be used as a great entry-level tool

We’ve added this on our list primarily for the home user that just wants to help themselves or their family and friends to repair their credit. But we found an interesting tidbit of information in that you can use the software for as many people as you like. Some other programs charge a higher monthly fee the more clients that you get.

There are no restrictions on the number of users

There are no restrictions on the number of users with Credit Repair Magic! Many people have used this for starting a business because it is easy to use and a good way to learn the ropes. It was not specifically designed to scale a business, but there is no reason that you couldn’t. This is a unique, self-directed, and easy-to-use credit repair system that works.

Email Bruce after you sign-up

Bruce Hurley, the designer of Credit Repair Magic, says in his video to email him after you sign up and he will offer advice on how to use the software for your business. Hint: Listen to the video from 8:40 to 9:05 to hear him say that he will tell you how to run the software for business.

Free bonus materials

Not only will you get to sign up for an account, but you will also get $321 worth of free credit and finance bonus materials, as well.

Piggybacking Angel: Shows you how to be added to someone else’s credit lines to raise your score over 50 to 100 points quickly, sometimes within 2 weeks.

Bruce Hurley’s Book: Solving the Credit Puzzle in a searchable digital format. This is one of the free bonuses.

The Credit Expert Audio Program:  You get a 24-part audio program with informative information about the credit industry.

+ 5 other bonuses!

100% money-back guarantee

It doesn’t end there. If you aren’t completely satisfied with your results, you get a 60 day 100% money-back guarantee. With Credit Repair Magic, you can make use of the automated dispute tracker system, so you can see what stage each dispute you have made is in.

Lifetime access

You will also have lifetime access to your account. This credit repair software will walk you through, step-by-step, what you need to do. What are you waiting for? Don’t let your credit or someone else’s keep getting hit. This software can allow you to remove debt collector accounts from credit reports easily.

Why not get started with using Credit Repair Magic right away?

  • Our #3 pick of the best credit repair software

  • Plan pricing ranges from $199 to $599 per month

  • All plans allow for unlimited users

  • All plans allow you to use the free mobile app

  • Automate unique letters to send to the bureaus

  • Private label portals for affiliates and clients

  • Automated client invoicing and client billing

  • Automated daily backups

  • Unlimited credit audits available in English & Spanish

  • Importing credit reports made easy

Image of a computer screen with the Credit Admiral Software on it
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Credit Admiral Review

Software that scales with your company

If you have a credit repair business, whether you have been working at it for years or you are just beginning, it is important to have credit repair software that is going to grow with your company. With Credit Admiral, you get a host of different features that will not only help you to do your job more productively but it will help you to show your clients what you are doing, as well.

Unlimited credit audits and unlimited users

With this credit repair software, you have unlimited credit audits and unlimited users. You and your clients can download the free mobile app. If you need a way to automate the letters that you create to send to the bureaus and creditors, this is the software you need.

Import credit reports easily

You will even be able to import credit reports easily, so you can get started working on your client’s credit repair right away.

Automatic daily backups

Worried that you might lose your client’s data? You don’t have to be worried about Credit Admiral. This software does automated daily backups.

Join the community and vision

The Credit Admiral software was developed by credit repair professionals with a true vision. The development was done by true visionaries who understand the ins and outs of the credit repair business. They offer great support to their users and community as a whole where they have the vision of a united credit repair industry. The software supports NACSO (National Association of Credit Services Organizations) which advocates ethical business standards and practices within the credit repair industry.

Get Credit Admiral today!

  • Take a tour and see the software before signing up

  • Secure system with 24/7 client portals

  • Unique and automated dispute letters

  • Autoresponders for affiliates, brokers, and clients

  • Credit card gateway integration

  • Integrated marketing website

  • Branded landing pages for campaigns online

  • Digital signature platform

  • Find a client record in just 3 seconds

  • Track the status of each dispute

  • Unlimited users

Image of the Trackstar website credit repair office suite to start a professional credit restoration business
TrackStar™ Software

Credit Repair Tracking Pro – Track Star Review

Automation on autopilot

When running a credit repair business, you have to consider how you will manage your client’s data, reach out to your clients, send dispute letters to the bureau, and contact debt collectors. There are many different ways that you could do these things quickly and easily with the Trackstar credit repair software. TrackStar makes these things much easier and more efficient with a bunch of automated features.

Things like auto-scheduling and auto-notifications can help you save up to 80% on client support.

More automation

This credit repair software is easy-to-use, automatically contacts clients if they are behind on payments, has a 24/7 client portal, automates dispute letters, and is very secure. There is nothing missing from TrackStar. When it comes to managing your credit repair business, this software does a lot of the work for you.

You get your own personal credit repair Guru

You will always have a credit repair expert is a mentor reach out to at no extra cost.

Sales tracking

The software includes sales commission tracking as well as management for affiliates and brokers.

Feel free to contact Credit Repair Tracking Pro to find out more about TrackStar or to sign up for an account today.

  • One-click to get to dispute letters or derogatories

  • One-click to print out letters for disputes

  • Only $149.97 to $199.97 per month

  • Increase productivity for your credit repair business

  • Software for marketing, financial, and e-commerce

  • Excellent Lead Generation System

  • Complete business management suite

  • Built-in accounting and auto-responders

  • Ability to charge credit cards

  • Option to buy professional affiliate ready website

  • Software is advanced but a little bit busy

Start a credit repair business with Credit Money Machine
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Credit Money Machine Review

Are you ready to start helping your clients change their lives for the better? Helping them to improve their credit reports will do that. Now, you just need a credit repair system that is going to work. Look to Credit Money Machine.

Affordable for all the bells and whistles that it has

This credit repair system is professional, efficient, and simple to use. For what you get, the cost of this program is affordable, as well. With Credit Money Machine, you will be able to take action on dispute letters and derogatories or print out letters with just one-click.

All-in-One software makes productivity a snap

By making things this easy, you will be able to increase your productivity in your business. If you have been looking for an all-in-one software that not only allows you to work on your client’s credit report, but offers marketing and financial capabilities, too, this is the software your need.

Drive affiliates with your own affiliate website

If you would like, you can even get a professional affiliate ready website through Credit Money Machine.

This will allow you to better market your business, bringing in more leads, and more conversions.

Get started today

There is no better day than today to contact Credit Money Machine and sign up for one of the plans.

  • Pricing ranges from $149 to $499 per month

  • Try it free for 30 days

  • Advanced plans have a private label client portal

  • Depending on plan – get or unlimited users

  • Upgrade or downgrade at any time

  • Easily import each client’s credit report and data

  • Affiliate web portal

  • Dispute letter automation

  • Payment system

  • Library of dispute letters

Screenshot of the Turbo Dispute website with a graphic of their Credit Repair Business CRM Suite
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Turbo Dispute Review

Import data in a snap

Being able to operate a credit repair business means that you get to help people. You can help people dispute items on their credit reports and improve their credit scores, as well. With Turbo Dispute, you can use the cloud-based server to easily import each one of your client’s credit reports and data.

Automatic backups so you don’t lose any information

You won’t need to be concerned with losing information because Turbo Dispute offers regular backups.

Full Library of dispute letters

Sending out dispute letters is easy with Turbo Dispute because there is a library of dispute letters.

Private label client portal

If you choose one of the advanced plans, your clients will even have access to a private label client portal. This means they will be able to see how you are progressing with helping them to repair their credit.

Integrated payment portal

Want to give your client’s an easy way to pay? Turbo Dispute offers a simple-to-use payment system.

24/7 support

If you have any issues with your account or using this server, you can place a support request 24/7.

Start your 30-day free trial today

Need a credit repair system to operate your business? Sign up for Turbo Dispute today.

  • Monthly prices ranging from $300 to $800

  • No upfront fees

  • Advanced credit repair system

  • Multi-user credit repair software

  • Live training and resources

  • Customers are able to check their status online 24/7

  • Easy-to-understand charts and graphs
  • Electronic signatures for credit repair contracts

  • Central and secure information

  • Spanish credit repair software available

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Dispute Suite Review

One of the pioneers the industry

Are you looking for the best credit repair software out there? You are in luck. With Dispute Suite, you can utilize the multi-user credit repair software. This gives all your employees the opportunity to work in the system at once. Dispute Suite even allows customers access to charts, graphs, and other information regarding their account. They can see disputes that have been opened and much more.

Live training and support

The benefits of this credit repair software don’t stop there. You can also get live training and credit repair resources whenever you need them. If you have a new client, they will be able to sign the credit repair agreement easily, since this software allows for electronic signatures. Do you need a way to easily and securely send and receive documents to and from your clients? If so, the Dispute Suite software offers this.

Easy client access

The other great thing is that your clients will never need to download any software. They can access their account online at any time, day or night. This will also reduce the number of calls you get from clients since they can see what you are working on from their account.

One small con

Or it may be a big one for smaller companies trying to get off the ground. It’s the pricing. This software is a little bit expensive with their entry-level coming in at $300 a month. If you have a lot of customers, that won’t be an issue as it’s worth the price for how robust the software is. But if you’re just starting out you may want to look for a less expensive option.

If you are starting a credit repair business, don’t wait any longer to get your credit repair software. Choose Dispute Suite today.

  • 30-Day free trial!

  • Only $50 for the first month, then $99/month!

  • Upgrade packages as your business grows

  • Included credit analysis audits

  • Automated credit report imports

  • Automated client onboarding process

  • Automated dispute sending

  • Packages with websites & affiliate forms included

  • Easy, integrated automation through Zapier

  • Free credit repair, business & lead generation training

Image of the Credit Money Machine Cloud credit repair software special offer of $149.97 per month
Client Dispute Manager

Client Dispute Manager Review

Affordable & professional credit repair software

When it comes to picking out the best credit repair software, there are certain things that you should look for. First, you will want software that is easy to use and affordable. You get both of those things with Client Dispute Manager.

Automation will save you time & money!

Client Dispute Manager Software makes business easier than ever. Useful automation has been integrated across the entire platform, including but not limited to client interviews, importing credit reports and credit monitoring reports, customer onboarding, and credit auditing.

Live customer support 7 days a week

Should you run into any issues, having great customer support ready to go will be extremely important. Client Dispute Manager Software offers some of the best customer support in the credit repair industry. You’ll be able to reach them through phone, email, and live chat. They also offer unlimited walkthroughs, a one-hour onboarding session, a private support Facebook group, assistance with moving clients over to their software, and more!

Do you need to find a great credit repair software? If so, try the software. You’ll get a 30-day money-back guarantee from Client Dispute Manager.

  • Try before you buy for free!

  • Lifetime licence just $399 – normal price was $999

  • Additional licenses $499 each

  • Live technical support – 1 hour for $60

  • Maintenance plans | $249 a year to $449 for 3 years

  • Lifetime use after purchase

  • Automated and customizable

  • Free education center

  • Available credit repair tools and resources

  • Automated letters and progress tracking

Credit Detailer Credit repair software review
Visit the Credit Detailer Website

Credit Detailer Review

Get lifetime professional support

Do you want to find credit repair software that you can use long-term? With Credit Detailer, you can do that. Once you purchase the software, you will get lifetime access. You can also purchase maintenance plans, so you always have the help you need, when you need it.

Simple to use automation and customization

Credit Detailer is so simple to use. The dashboard is easy-to-understand. If you want to help your credit repair business run more efficiently, Credit Detailer can help with that. Practically everything on Credit Detailer is automated and customizable. You can get professional automated letters and track the progress of the disputes that your company has made for your clients. This way, when your clients want to know what you have done to help them, you can easily explain it to them.

Informative education center

Do you need or want to know more about credit reports, improving credit scores, and disputing items on credit reports? The free education center provided with your Credit Detailer account can help you out.

Try it before you buy it!

Want to try it out before you buy it? This is an option, as well. Try Credit Detailer today.

  • All-in-one credit repair business software

  • Plans available from $0 a month to $299 a month

  • Free trial and no credit card needed to sign-up

  • Uses the latest technology

  • Sleek and easy-to-use dashboard

  • Manage your leads and clients more efficiently

  • Advanced dispute options

  • Social media marketing system

  • No long contracts – cancel at any time

Say Hello to Score CEO

Score CEO Review

Easy to use dashboard

When you run a credit repair business, you must have software that will help you to operate your business more efficiently. You need to be able to manage each one of your clients’ accounts with an easy-to-use dashboard. With Score CEO, you will be able to do that.

Different plans to choose from

With each one of the plans offered by Score CEO, you will get a customer affiliate portal. Depending on which plan you choose, you will get voice, email, and/or chat support. When it comes to using Score CEO, you will also be able to use automated billing, have a range of templates available for disputes, get referral marketing integration, get progress tracking, and much more.

A complete software solution

Without efficient credit repair software, it is quite difficult to run a credit repair business. However, with Score CEO, you don’t need to worry about that. This software has everything that you need to operate your business. Are you ready to save time and money when it comes to your credit repair business?

Are you ready to start organizing your clients and start getting more leads? Don’t wait another day. Give Score CEO a try and see if it is right for you and your credit repair business.

  • 30-Day free trial!

  • Prices starting at $129/month

  • Save with yearly packages! – Starting at $1299/year

  • Pay-per-use SMS, Voice & Faxing available

  • Ability to customize software with addons

  • Customer CRM & Email marketing integration

  • Client billing system & automated workflows included

  • Pay per delete with automated billing

  • Attractive, organized & easy to use backend

  • Automated alerts and notifications

Image of the Dispute Fox Credit Repair Software Hompeage
Check Out Dispute Fox

Dispute Fox Review

No more missing features!

Dispute Fox takes credit repair software to a whole new level with some of the most customizable and easy-to-use features on the market. The software comes with more than the average credit repair software. They have integrated a full customer CRM and email marketing platform, branded customer and affiliate portals, 2-way SMS, automated client billing, and more! Communicating with your clients is easier than ever before.

Ability to run your business from your cell phone

Dispute Fox makes running your credit repair business so easy, you will be able to do it right from your cell phone! Every page on their site has been optimized for tablets and 99% of all pages are available on your phone. The framework has also been optimized for speedy service. Not only does this make business easier for you, but it also makes business easier for your clients! They can upload photos of documents on their own cell phones and even sign agreements quickly and easily with their fingers!

Stay organized

Dispute Fox is not only efficient for all of the business-related tasks you’ll be performing, but the software also makes it super easy to stay organized. It comes with awesome additional features such as notes, sticky notes, to-do task lists for each client, and calendar-based reminders.

Are you ready to start getting organized and take your business to the next level? You have nothing to lose if you try out Dispute Fox, as they offer a 30-day money-back guarantee!.

Best Personal Credit Repair Software for Consumers

Best personal credit repair software

With these credit repair software programs and apps, we will be focusing on the best software companies that offer tools for consumers to help them repair manage, and their own credit on their own.

When choosing credit repair software, you’ll want to look for toolkits that facilitate and help you to manage credit repair on your own. You should also look for ease of use and low or free cost.

Let’s Dig In!

Turnscor 

Image of the Turnscor website home page

Turnscore is a great software where consumers can access their credit reports and check for inaccurate information.

Turnscor is a safe web-based portal that empowers consumers to manage their entire personal profile inside of a simple easy to use dashboard. The software shows you how to access your credit profile and identify outdated, erroneous, and any other inaccurate information that is not being reported appropriately with the credit bureaus.

The software then organizes all of these items in a summary grid so that you can easily see a birds-eye view of what you have to do and all of your progress.

You then simply send out your dispute letters to the three major credit agencies and wait for the responses. By law, the credit bureaus must send you a free copy of their findings. You then simply update the information into your dashboard and repeat the process.

Pricing starts at $199.

Experian Boost 

Image of the Experian Boost personal credit repair software website

Experian came up with a clever add-on product that helps consumers to raise their scores very quickly.

Rather than providing software for its clients to manage their own credit reports, Experian Boost syncs your bank account to look at your bill payments. You essentially get credit for uploading your utility and phone bills into their portal.

Phone and utility companies do not normally report to the credit bureaus, so when you use the Experian Boost service to connect your bank account, Experian will add in and give you credit for these payments.

One caveat with this service is that you must have been recently making on-time payments on your utility bills.

The good news is that this service is free and you could see a jump anywhere from 3 points up to 100 points simply by adding your phone and utility bills. We gather that the average boost is about 15 points for you hardly having to do anything.

Smart Credit 

Image showing the Smart Credit Software Website Homepage

Smart Credit helps consumers to take control of their credit score!

Smart Credit caters to its clients in three major ways: score tracking, score building, and score mastery. The software’s features don’t end there. Smart Credit helps also clients to manage their money and insurance.

By purchasing a membership to Smart Credit, consumers will get access to their 3B credit scores and reports through TransUnion, Experian, and Equifax, as well as ongoing score monitoring.

Take control of your credit for a low price! Basic membership starts at only $13.95/month, and a premium membership is $19.95/month.

Personal Credit Repair Software 

Image of a screenshot of Personal Credit Repair Software

Save money as you improve your score with Personal Credit Software!

Instead of paying a credit repair company to fix your credit for you, utilize Personal Credit Software to do it yourself both easily and legally!

Most other credit repair softwares require you to manually enter all of your credit information. The Personal Credit Software is different as it works through automation. This means that once the program scans through your current credit, it will extract derogatory items on your report, assign types to each item, and generate dispute letters with dispute reasons.

Gone are the days of lengthy and complicated PDF files and ebooks instructing you on how to repair your credit yourself. Personal Credit Software is so great because it actually works for you to sort through all of your credit information.

Personal Credit Software normally sells for $399.97, but they often run 50% off promotions.

Credit Karma 

Image showing the homepage of the Credit Karma personal credit repair software site

Credit Karma helps consumers to monitor their credit and make better decisions.

Credit Karma offers all of the features necessary for monitoring and improving credit.

Credit Karma offers a personalized “relief roadmap” that is customized to the needs of each individual consumer. This includes a list of personalized debt-relief options and even connects clients directly to related government support options.

Recently, Credit Karma introduced “Credit Karma Money”. This feature helps consumers to stay on track to better credit as it allows customers to earn cash reimbursements for debit purchases!

Get started with fixing your credit by downloading the Credit Karma mobile app used by over 100 million members!

Utilizing good personal credit repair software can truly help you with monitoring your credit accounts, credit scores, and overall creditworthiness. Many of the software and apps also help you with raising your credit score, identity theft, and credit monitoring.

Credit Monitoring

Credit monitoring is a service that keeps an eye on your credit for you. One of the great features of using a credit monitoring service is that you will have protection against anyone that tries to breach your data or steal your identity. The credit monitoring services will alert you if there’s any suspicious activity or if there’s a new account that was just opened in your name. It’s great to know that your information is up-to-date. Many offer identity theft insurance protection.

Here is what you should look for when choosing a good credit monitoring service.

  • $1 million in identity theft coverage

  • Frequent credit score updates

  • Real-time credit monitoring that is done on a daily basis

  • Sex offender or criminal offender monitoring

  • Social security breach alerts

  • 3 bureau credit monitoring

More recommended reading

If you are thinking about starting a credit repair business or any related type of business, we’ve got you covered with our complete guide for entrepreneurs. Check the recommended links below to get help with starting a business, scaling your business, marketing, and business, and growing your business.

Take a peek at our guide for entrepreneurs.

Check out our step-by-step guide learn step-by-step on how to start a credit repair business from your home.

If you are serious about starting a successful credit repair business, we highly recommend the Credit Repair Cloud masterclass. Learn more about this company from our exclusive Credit Repair Cloud review.

Not sure how lucrative your very own credit repair business can be? You’ll want to read all about how there really is an amazing credit repair business opportunity waiting for you right now. And you can get started from your own home and on a budget!

Learn all of the cool ways to market your business so you can stay ahead of the competition.

Do you need start-up capital or business funding? Well, you can get it without proof of income, tax returns, or any financials whatsoever. See our review of Fund and Grow. If you need a business loan to start your business, we think you will be pleasantly surprised!

If you are going to run a successful business, you will need to be in the know and you will need mentorship. Here are some recommended courses that we feel all entrepreneurs should take.

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