Ovation (By lendingtree) Credit Repair Reviews, Pro’s and Cons, and Client Testimonials

  • Simple, fast & effective

  • $89 first work fee and then just $79 per month

  • A+ BBB rating

  • 24/7 online updates

  • Two different credit repair programs

  • No-risk refund policy

  • Founded by attorneys

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Results – What They Have Done For Us

We used Ovation Law for 6 months with very good results. We saw 9 negative items disappear within the 6 months with Ovation.  From way back when credit repair just started online, Ovation was one of the innovators that role-modeled the biggest company back then Lexington Law with their business ethic and techniques. See all of the deletions that they have amassed over the years.


As one of the top ten credit repair companies in the United States, Ovation works with the credit bureaus and creditors to resolve all questionable items that appear on your credit report. If you are looking for an effective way to improve your credit score, then Ovation is the company for you. It is their mission to ensure that you credit is the best that is can possibly be, and their trained and experienced credit experts will not stop until the job gets done.

They Average 19 Deletions Per Client!

Ovation claims to provide 19 improvements per client on average! You can even go to their website and see some real Ovation deletion letters. With an average of 19 improvements per client, and over 120,000 credit profiles corrected, there is no doubt that Ovation offers excellent credit repair results.


You can rely on Ovation to provide simple, fast and effective credit repair services. You can also count on the staff to be professional, caring and responsive.


Essentials Program

Ovation conveniently offers two different credit repair programs. The Essentials Program, which is the cheaper of the two, covers all of the typical credit repair issues. In this program, Ovation will dispute each item on your credit report that you feel is inaccurate, incomplete, misleading, or unverifiable. The Essentials Plan also includes a personal case advisor and access to some really cool financial management tools.

Essentials Plus Program

The Essentials Plus Program, which is an extra $30 a month, adds several other cutting edge credit repair techniques. These include unlimited customized disputes, unlimited customized creditor letters, and credit monitoring services. The advantage of spending the extra $30 with the Essentials Plus Plan is that you get unlimited validation letters where Ovation will send an unlimited number of dispute letters to creditors. It will also send unlimited customized goodwill letters as well as official probation recommendation letters.

About Their Customer Service

Ovation offers above average customer service and has a good system of keeping their clients in the loop in between the rounds of disputing with timely email updates. Having great communication with the customer is a simple idea but one that many firms believe it or not fail to do.


Best Refund Policy in the Industry

One of the best features of choosing Ovation as your company to go with is their no-risk refund policy. If during any month, they failed to provide the agreed-upon services, they will not charge you for that month. This is a really good feature because if they’re not producing you don’t have to pay. It’s an unheard of insurance policy in the industry.

Other Features Include

They have a pretty cool education center where you can find information on building your credit, getting help with mortgages and personal loans and much more.

If you send referrals to them depending on which program they choose, you get a $30 or $50 credit towards your monthly bill. If you pair up with two people regardless of where they live (you do not have to be spouses) you can get a 20% discount off all services. If you switch from another competitor and sign up with ovation, you’ll get a $50 credit. They also offer 10% discounts to both senior citizens and military members.

Pros & Cons

  • Great customer service

  • Proven results

  • Growing company

  • They answer the phones!

  • Great communication

  • 30 BBB complaints; but all resolved

  • Affordable credit repair

  • Serves all 50 states

  • 100% service guarantee

  • Long proven track record

  • Offers discounts and referral perks

  • Less disputes with smaller plan

Pricing and Cost Breakdown for Ovation Credit

2 Different Pricing Options

There are two different costs for Ovation’s credit repair services, according to which program you choose. The Essentials Plan is $89 for your first work fee and then $79 per month. The Essentials Plus Plan is $89 for your first work fee and then $109 per month.

Get a 20% Discount and Join With a Friend

They also 20%  a discount if two people sign up together (regardless if you reside together or not). Perfect for couples, family, or friends.

Rating | 7.7 out of 10

We have given Ovation a 7.7 out of 10 rating. Since they provide top-notch credit repair services and excellent client service, you can ensure an effective, fast and affordable credit repair program with Ovation!

Testimonials and Reviews of the Ovation Credit Repair Service

We average 19 improvements per client! So what is an improvement? An improvement consists of deletions, falloffs, or a more positive status for an account. Our programs are designed to focus on core reporting issues. Our team works to make sure that your credit report reflects accurate, complete and correct information. This goes well beyond simply seeking a deletion; if an item is yours, are all components of the item reported correctly and accurately? Our approach has generated tremendous results. Our clients find, on average, 19 improvements to their combined credit reports. These improvements generally lead to higher scores and better borrowing opportunities.

Ovation law Website

Dear FunNewJersey.com. I just wanted to touch base with you about your credit reviews on your website. Although I have only tried one on your list (Ovation) and not through your recommendation because this was prior to finding your page…, I wanted to give you feedback that I had 12 deletions in a 5-month period with Ovation. This company gets the job done! I can’t say enough about Ovation Law and their team. Thank you for your reviews. Being that you have Ovation as your #9 choice, do you think I should try the suggestions you have in the #1 or #2 spot just to get a different company with different techniques to try and tack a whack at it? Or which on your list do think i should try next. Please email me with a recommendation!

Emailed to FunNewJersey.com


  • 866-639-3426

  • 9310 Old Kinds Road, Suite 404 Jacksonville, FL 32257

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