Wash, Rinse, and Repeat: Simply Start a New Round of Letters, Re-disputing The Items on your Credit Reports | It’s Your Right Under the Law

Re-disputing

If you’ve sent out the credit repair dispute letters and your credit bureaus still won’t remove the requested negative items from your credit report, the next step is to re-dispute those items.

Just because they’ve rejected your disputes, doesn’t mean you should lose hope. Just repeat steps until they finally agree to remove the negative items. Persistence is the key.

Come up with convincing supporting evidence

Devise a new strategy. If possible, come up with more evidence to support your claim. As long as that item is legitimately inaccurate, there should be a way to get it removed from your record. Under the Fair Credit Reporting Act, there is no limit to the number of disputes you can send to the credit bureaus.

This is where an experienced credit repair company can come in handy. They have been disputing for years, and they know where the holes are to get tough items removed. There are many different advanced techniques for getting the credit agencies to remove negative items.

The length of time it takes to rectify your credit report depends upon the conditions of your report and how often you re-dispute. This is where a service comes in handy as well because they plug the information into your portal, scour your reports again for you and update the information, and then re-send the disputes, and then inform you that they’ve been mailed. This makes it hassle-free for you the client.

Have a professional credit repair company help you – Some have real lawyers on staff

If you sign up with a professional trusted credit repair company, the company will be extremely persistent in getting items removed from your credit reports. It behooves you to hire a company with many years of experience in the credit industry. The professionals will be able to find a good strategy to fix bad credit and improve your credit score with techniques that you might not be aware of.

Don’t worry because even a specific item isn’t removed within the first 30 days; it will probably be removed throughout the course of your 4-8-month credit repair program. Whether you do it on your own or whether you choose to use a professional service.