Credit Saint Reviews – Full Case Study With Real Client Testimonials and Proof of Real Results

Check out the Credit Saint website.

  • A+ BBB rating

  • Offers a 90 day money back guarantee

  • Online portal to manage your account

  • Free credit consultations

  • Fast credit repair

  • Specialists with over 16 years experience

  • Quit at any time

Results

After four months in the program, credit Saint was able to realize 15 deletions of negative items. Three of the deletions were charge-offs. In the first round of disputes, they were able to get 6 items removed. See the actual 6 items removed from TransUnion.

For one of our constituents, they had 11 items removed in one round of disputes and one was a New Jersey state See actual tax lien, which is very hard to get removed. Three others were stubborn collection accounts.

Overview

One of the best things about Credit Saint is that in their Clean Slate Program, where they dispute all negative items on each and every credit report in the very first challenge (dispute) cycle. Most other services will only dispute 6 items per credit bureau. By doing this, Credit Saint increases your chances of getting a lot of deletions on the very first round of disputes, especially if you have never disputed with the major agencies before.

The logic is simple. Lets say you have 10 negative items on all three bureaus (10 baddies each), that would make 30 negative items total. By disputing all 30 the first round, they increase both their chances to show you results and ultimately your chances to get deletions right away. Most companies will only dispute 5-10 total items (not all 30) in an effort to keep you in their program longer. Not a great work ethic. It’s actually a very smart business move for Credit Saint to show clients more deletions now rather than later.

Service

With Credit Saint, you will get your own credit team which will consist of a group of professionals that are assigned to your case. All clients receive monthly updates so you can always be on top of what has transpired on your case as you go through the program. You’ll also learn what you should be doing on your end to build positive credit history while they work on repairing your credit.

Features

Credit Saint has a worry free service 90 day money back guarantee.

If you want fast credit repair, this is absolutely your best. Even better if you are a local NJ resident because they are located locally in northern NJ in Saddle Brook, NJ. You wold then have the ability to meet with them if need be.

Pros & Cons

  • A+ BBB rating

  • Offers a 90 day money back guarantee

  • Online portal to manage your account

  • Free credit consultations

  • Fast credit repair

  • 3 different services. Why not just one?

  • Specialists with over 16 years experience

  • No long term contracts

  • Quit at any time
  • Can get stubborn items removed
  • Disputes many items at once
  • Doesn’t have a phone app yet

Credit Saint Credit Repair Cost

3 programs to choose from: Polish Program is $99 first work fee and then just $79.99 per month. The Remodel Program is $99 first work fee and then just $79.99 per month. Clean Slate Program is $195.00 first work fee and then just $119 per month.

According to their website, the main difference of the clean slate program is that they will be very aggressive in getting bankruptcies, repossessions, and judgments removed. If you don’t have those issues, then you could choose one of the smaller packages.

Rating | 8.4 out 0f 10

Were a little bit privy because this company is located so close to us. We have the ability to see firsthand how this company operates. This is a very strong score in our algorithm. Credit Saint is highly recommended.

View Their Website

Actual Credit Saint Reviews and Testimonials

Here are some real Credit Saint reviews from real clients!

Excellent Results. I’ve been in Clean Slate for about 6 months. and the change is incredible. I had about 89 negative items (they called them) and now I’m down to 16. Items removed consisted of Tax liens, judgements, collections and late payments.

Jeremy, NJ

I am an attorney and know local people who supposedly do credit repair. But I was not going to take a chance with my credit score. Credit Saint has been just great… my score rose to the low 700’s. I receive immediate replies to my e-mails and am always able to talk to someone by phone if I need to. The credit reports are always responded to same day. They are even honest about which billing plan works best for you. Highly recommended!

Wass, NY

Choosing Credit Saint is the best decision I ever made. They raised my score 115 points in 5 months and now I am able to buy a house (with 6% finance). I have recommended them to everyone I know because they really are that good. They are a great team of people and always so nice and understanding when you call. THANKS SO MUCH CREDIT SAINT

Raquiba, PA

I noticed a billboard on the turnpike for Credit Saint. I did some research and saw the testimonials from clients and decided to request more information. I received a phone call 10 minutes after putting my request in. The person I spoke with was extremely polite and professional and answered all my questions. During the whole process I have received email updates and phone calls making sure I was pleased with my service. Credit Saints’ customer service was amazing and everyone I spoke to was helpful and polite.

Rachel, NJ

I began working with Credit Saint in May of 2014 and my credit score was around 515. They immediately worked on removing blemishes and mistakes I made when I was younger. I received my reports with the corrections and blemishes removed. With a little effort on my part and paying down some balances, the results were amazing. By July of 2014 my credit score had jumped to over 650. My family and I can now list our home for sale and purchase our dream home.

Santiago

I almost didn’t ask for professional help. I’d failed to get the credit bureaus attention with my own dispute letters and assumed that no one else could do better. Boy was I wrong. The difference in the responses from the credit bureaus was night and day from my own work to the results that Credit Saint got. In just the first “cycle” I saw changes to my credit, and then later I saw changes to my score. BIG CHANGES. Items removed consisted of Judgements, late payments and collections. I thought I was just stuck with this stuff even though I thought it shouldn’t have been there. Once they started I saw changes on the first reports I received. They were careful not to promise me anything, other than the 90 day money back guarantee, but the work speaks for itself. If you’re unsure who to turn to with credit problems, I’d call them and have a conversation with someone. I think you’ll be surprised with how knowledgeable their team is.

BCN

Contact

  • 1-877-637-2673

  • PO Box 110, Oakland, NJ 07436

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