New Jersey is a very diversified state culturally and economically. Believe it or not according to Wikipedia as of 2018, New Jersey was home to the highest number of millionaires per capita in all of the United States.
But that doesn’t mean that we don’t have residents that may need some help polishing up on their credit.
As they say, bad credit happens to good people. There are about 25, (what we call legit) credit repair companies in New Jersey. And there’s a couple dozen other that we can’t vouch for. This is a work in progress, so as we move along we are going to try to list every single credit repair company in New Jersey.
So what are good metrics for legitimacy?
This is a great question that we get asked often, and sometimes it’s hard to differentiate a real company from a scam. There are many small mom-and-pop operations that are running small credit repair companies out of their home, which is okay.
Especially with what’s going on now in this day and age with social distancing, having office space at home is going to become more the norm.
But there are signs to look for when you’re looking for a good credit repair company.
1. Do they have a history of being in business?
2. Are they registered legally with the state of New Jersey?
3. Can they provide clients with case studies of previous results?
More importantly one of the metrics that we really like to look at, is are they actively marketing? If a company is serious, they will start building their brand. They will also be working on digital marketing.
So how can we see if the company is actively marketing?
While there are several online tools to see if they are actively marketing digitally. AHREF’s, SEM Rush, and Moz are a few.
The sites are great to see a benchmark and birdseye view and profile of the traction that a digital credit repair company has in the online world.
It is one of the factors that we use to gauge trust.
So let’s look at a profile real quick way to give you an example.
In this example, we’re going to take a look at sky blue credit repair through the window (or eyes if you will) of Ahref’s.
The Metrics Explained
Looking at these metrics very quickly is this a very strong sense of how involved this company getting with online digital marketing.
Ahrefs Rank – Many things going to this algorithm – This metric, in theory, takes all of the websites in the world and ranks them from one until eternity. The lower the number the stronger the site is overall in both authority and trust. Many different things going to this algorithm, and it is of course not an exact science, but it is one that all of us digital marketers and SEO’s use as a benchmark. Sky blue credit is just under 3 million on this metric which is actually really good for a small site in a small niche. It means that they are trusted by Google and they do have some authority in their vertical.
UR | DR – These stand for URL rating and domain rating respectively. These rank websites from 1 being the lowest to 100. Conversely to the AHREF’s rank the higher the better on this metric. The DR is the rating for the main root Url of the homepage. The UR is the rating for interior pages. DR’s in the 60s is actually very respectable. Getting into the 70s and 80s is very difficult. Sky Blue’s DR it’s pretty good again for a small niche website. Whenever gauging any site online it should be over 25, in general, to be able to have trust in it. Of course if the entity your business is brand-new than these rules don’t apply.
Backlinks – This is the number of actual links that are pointing to this domain. So if CreditRepairReviews.co had 10 different pages from sky-blue credit, and had to links on each page for them, they would get credit for 20 backlinks. In this particular scenario (example), sky-blue credit has over 350,000 backlinks which is really very good for a small company.
Referring Domains – this is not the total number of overall backlinks but the actual root domains that are linking to them. CreditRepairReviews.co is that one root domain in this example. So we only get counted into this number once. If we had 1000 links pointing back to them that would go into the backlinks section but we would still be counted as one referring domain.
Organic Keywords – this is how many keywords that this company is ranking for on Google. Obviously the more keywords at the ranking for on Google show you that they’re actually working on search engine optimization.
For now, we’re not going to discuss organic traffic or traffic value is not fully relevant for these examples.
And again to be fair these metrics are just a way for us to get a good benchmark of how our company is working online.
You should try to get some sort of tool to see if the company is working on marketing. Because that means you’re serious about being in business. And in most cases means it shows that they are a real legit company trying to build trust while at the same time trying to build a real business.
By the way, the same due diligence should be used when you are deciding to trust a credit repair review company like ours or choosing any online service really.
The companies that we call hit-and-runs, that either may not be legit or are just getting into the space to make quick money and then get out and you never see that company again, are obviously not ones that you want to trust to help you fix and build your credit profile.
We will be adding more New Jersey companies on this list here soon, so please check back often.
Thank you for visiting CreditRepairReviews.co