Forthright Review With Actual Case Studies, Real Results, Validated User Reviews & Testimonials

  • Simple 3-step process

  • $99.95 per month | One time fee $14.99 to get your reports

  • State-of-the-art technology

  • Intuitive online tools

  • Personalized credit programs

  • Track your progress 24/7

  • Professional credit experts

Image of the home page of the website

Results – What They Have Done For Us on average has deleted 11.6 items in the first 4 months for its clients. They have done better for us than their averages show, however. In 4 rounds of disputes, (about 6 months), they deleted 17 negative items for us.

Other Case Studies

These results were from some of our peers that we recommended trying to service. One client had 12 deletions and their FICO score went from 587 to 712. actually deleted all but 2 negative items for this client. After a few rounds of unsuccessful tries to get the last 2 removed, the client canceled the program, but was very happy to be in the 700s!

We had a good friend of ours who had another unique case where he had lost his job and could not manage his 6 credit cards. Eventually, all of them were charged off, and then 4 of them went to collections.

One thing to understand is if you have 6 credit cards and 6 charge-offs are showing up on one credit report, and then 4 collections are reported and showing up, then that’s 10 baddies on one credit report. Not all the 3 credit agencies have the same exact information but in theory, this problem caused him about 30 negative items. 10 each on 3 of the major credit reporting agencies.

We needed more data from for our reviews so we told him to try the service. In 4 rounds of disputing credit was able to get 14 deletions. Collection accounts can sometimes be very stubborn items when trying to remove them.

Other great feedback

 We have also received a lot of feedback from clients that signed up through our recommendation right here on our website, but we do not list those results unless we have some sort of close connection with them. You can find more results directly on their website.


If you are looking for a modern and high-tech credit repair company, then is definitely the company for you. Their website is comprised of interactive apps, videos, and social media outlets. You are guaranteed to discover some useful information when you visit their simple but aesthetically pleasing website. And their credit repair services are just about as great as their website looks.

Through their three-step credit repair process, they will work diligently to clear your report of errors and raise your score!

How it works

They have one of the best online personal dashboards where clients can keep track of progress and get alerts. Unlike other under-developed companies, clients also have the luxury of a credit score tracker, credit monitoring, text & email alerts, and an awesome mobile app. These advanced features combined with an awesome customer service team and an advanced system that works in getting deletions make an easy choice.

Service offers top-level customer service.

The key to the success of is their simple three-step process. In this, the credit experts at will check your credit report for errors, challenge these errors by writing personalized dispute letters to the credit bureaus, and in turn raise your score. You can ensure that the credit experts will walk you through every step and inform you of any changes that are being made to your report.

Since they realize the importance of your personal knowledge of the process, they make sure that you are kept in the “know” about everything that is being done to your credit. can get stubborn items like tax liens, judgments, charge offs and bankruptcies removed! They most certainly can and they have statistical proof to prove it.

Pros & Cons

  • Online services that allow you to stay connected

  • 100% transparency

  • Personalized credit repair programs

  • Their online education center is growing

  • Some BBB complaints; all resolved

  • Knowledgeable credit experts

  • State-of-the-art website

  • Helpful customer service

  • We don’t have quite enough of our own data for them yet

  • Their pricing is not transparent and hard to find

How much does the program cost? seems to change its pricing often.

They now have three levels of credit repair.

Direct Package – This is their most basic package and it is good for people to respect just have a handful of negative items. The cost is $69.95 per month and   $69.95 for the first work fee.

Standard Package – The second tier of their pricing is for consumers that have more than just a few negative items. This package includes the same benefits as their direct basic package but it also includes their FICO® Score Inquiry Assist service which allows you to dispute derogatory or inaccurate inquiries that are showing up on your credit reports. The price for this package is $99.95 per month with a $99.95 first work fee.

Advanced Package – This package is recommended for individuals that have a lot of derogatory items showing up across all three of the credit reports. With this package, individuals will get more Bureau challenges, more creditor interventions, and cease and desist interventions. The cost is $119.95 per month with a $119.95 first work fee.

 In considering the impressive results offered by, these pricing packages seem very well in line.

Here is an actionable tip on what company you should choose if you have a lot of derogatory items so you can save money with your credit repairIf you have a lot of negative items

If you have quite a few derogatory items, instead of choosing the advanced package, we recommend that you use another company Sky Blue Credit Repair. They only charge $79 per month and it is all-inclusive. You get interventions and more Bureau challenges at no extra charge. So if you have a lot of baddies, Sky Blue will be cheaper in the long run.

If you only have derogatory items then is still a very good choice.

After you sign up all customers will get a personal dashboard where you can manage your account 24/7. You will also get an account manager to help you through the process. A monthly credit score lot analysis in your back. Identity theft insurance and updated credit score every 90 days.

Rating | 7.6 out of 10

We have given an overall score of 7.6 out of 10 stars. They provide proven-to-work services and state-of-the-art technology, making them one of the most well-known firms in the industry. A couple of criteria that affect their rating is because their pricing is a little bit on the confusing side and they have had 70 + complaints with the BBB. They also are not  BBB accredited.

This is a solid firm, however, and is worthy of a “best of” in their industry.

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Actual reviews and testimonials has made a huge difference in my credit score. They have removed over 56% of negative items off of my credit report. It is worth the time and the money to use this service. I can’t say enough positive things about this company. Thank you, you have helped me in rebuilding my credit score.

Paula, Credit Rebuilder (Taken from the Website)

When I first signed up, I was a little skeptical and was thinking that maybe this was just going to be a scam. I’ve been a customer since June and it is only three months later and 14% (6 items) have been deleted. I’m on my way to improved credit. made me a believer!

Vicky, Pleased Skeptic (Taken from the Website)

I am very pleased with! They made it easier for me to understand my credit and resolved a high percentage of my credit issues. Every time I called and had a question, they assisted me with answers. I would recommend anyone that needs their credit repaired to try here first. Thank you so much.

Charles, Satisfied Recommender (Taken from the Website)

I have seen the branding and the display ads online for this company but was still a bit skeptical until I found this website. After reading the reviews, I decided to join. This company has been nothing but understanding with my situation and they way they walked me through the process was absolutely 100% painless. The results I have seen were amazing. Thank you

William J., NY

I feel like has given me a second chance because in a short amount of time they’ve turned my credit score to the positive where I have options to buy a house or get a car loan. Because of, I have the ability to do what I want with my finances in terms of taking care of my family.

Nate McLaughlin, Fort Wayne, Indiana (Taken from the Website)

I asked a lot of questions and they asked me questions just as well, so we were like interviewing each other. I just wanted to make sure that it was a company that I was comfortable with. Since I’ve been with, within the 6 months, I’ve had 14 inquiries deleted from my credit reports. I’ve seen my credit score change tremendously. I am very pleased with They are coming through 100%.

Lenia Smith , Corona, California (Taken from the Website)


  • 855-255-0263

  • 8551 W Sunrise Blvd #208, Plantation,
    FL 33322